Connect every account in 60 seconds. See your real net worth, catch overspending automatically, and model big decisions before you make them.
Most people have no idea where their money goes. Anatroc shows you exactly.
Link your accounts securely through Plaid. 12,000+ institutions supported. Takes about 60 seconds and requires no technical setup.
Your full financial picture assembles automatically — transactions categorized, net worth calculated, patterns detected, anomalies flagged.
Set goals, run simulations, explore your Financial DNA, ask the AI anything. Your finances, finally making sense.
Connect checking, savings, credit cards, investments, and loans. Your real net worth, updated daily — not the number you guess when someone asks.
Anatroc analyzes your transactions and generates a shareable DNA card. 16 unique archetypes based on where your money actually goes.
Every month benchmarked against your 3-month rolling average. Outliers surface automatically.
Add a life event — new car, raise, home purchase — and watch your net worth trajectory update live.
Recurring charges detected automatically and mapped to your calendar so you always see what's coming.
Set goals for anything. Anatroc tracks progress and forecasts when you'll reach each one.
Share your Financial DNA and compare spending profiles with friends. Percentages only — dollar amounts never leave your account.
Ask Anatroc anything in plain English. It knows your entire financial picture — every transaction, balance, and pattern — and answers in seconds.
"Finally understand where my money actually goes. I used to dread looking at my finances. Now I check Anatroc every morning with my coffee."
"The Financial DNA feature is genuinely addictive. My whole friend group compared their spending archetypes — it started real conversations about money none of us were having."
"The simulation tool alone is worth the price — I modeled buying a house three different ways before talking to a lender."
Trackers show you the past. Anatroc explains the present and lets you test the future — simulation, anomaly detection, and an AI that knows your accounts.
| Feature | ANATROC YOU ARE HERE | Monarch | YNAB | Spreadsheet |
|---|---|---|---|---|
| Net worth tracking | — | |||
| Automatic categorization | — | |||
| Spending anomaly alerts | — | — | — | |
| Financial simulation | — | — | — | |
| Financial DNA personas | — | — | — | |
| AI chat that knows every account | — | — | — | |
| Savings & debt goals | — | |||
| Home purchase planner with PMI | — | — | — | |
| Friends & social layer | — | — | — |
We never see your bank password. We never store your credentials. Your financial data is encrypted and is only ever used to power your own dashboard.
7-day free trial on Clarity & Vision. Cancel anytime.
Yes. We use Plaid — the same technology behind Robinhood, Venmo, and thousands of others. Your bank login is never shared with us.
Absolutely. One click from your account settings. No fees, no friction. Your data stays for 30 days after.
Your card is charged when the trial ends. Cancel before that and you pay nothing.
No. We show you your numbers clearly — what you do with them is up to you and your advisor.
Over 12,000 US institutions. Chase, BofA, Fidelity, Schwab, Robinhood, most credit unions — if it has online banking, it probably works.
Yes, anytime. Upgrades are instant, downgrades take effect at your next billing cycle.
7 days free. No card required to start.